Even if you are self-employed go back to your 2018 tax form and 2019 if you have completed your taxes and take your incomes and divide by 12 months! Then take your present income for 2020 thru April and divide by 4 months. If you have lost income contact the Small Business Administration and file for assistance! They will be writing off most of these loans! James and Hamsa Sasse. GodWhoisGod.com