If you have a family member who is at high risk and no life insurance you may want to have them get a Visa Card with no interest for 18 months and file it at your local mortuary! If you or your family member passes on you can gradually payoff the funeral expenses! I have two life insurance policies however one of these policies had a pandemic exemption so they will not pay! Many are not aware but some Visa Card companies have some life insurance coverage but limited to 5 or 10 thousand dollars however some are accidental death only! You have to check it out! James and Hamsa Sasse, GodWhoisGod.com